:root{--navy:#082b49;--deep:#041c30;--orange:#ff5a12;--pale:#eaf2f7;--line:#d5e0e7;--slate:#566675}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--deep);font:16px/1.7 Arial,sans-serif}a{color:inherit;text-decoration:none}img{display:block;max-width:100%}h1,h2,h3,strong{font-family:Arial,sans-serif;font-weight:800}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(2.5rem,5.2vw,4.7rem);line-height:.98;letter-spacing:-.05em;margin-bottom:1.4rem}h2{font-size:clamp(2rem,3.4vw,3rem);line-height:1.1;letter-spacing:-.03em}.wrap{width:min(1180px,calc(100% - 40px));margin:auto}.utility{background:var(--navy);color:#fff;font-size:.88rem}.utility .wrap{min-height:38px;display:flex;justify-content:space-between;align-items:center}.utility a{font-weight:bold}header{background:#fff;border-bottom:1px solid #e4ebef;position:sticky;top:0;z-index:20}.header-inner{min-height:88px;display:flex;align-items:center;gap:27px}.brand{display:flex;flex-direction:column;line-height:1;min-width:255px}.brand strong{color:var(--navy);font-size:1.2rem}.brand span{font-size:.72rem;margin-top:7px;color:var(--slate)}nav{display:flex;gap:22px;margin-left:auto;font-size:.9rem;font-weight:bold}nav a{padding:10px 0;border-bottom:2px solid transparent}nav a:hover{color:var(--orange);border-color:var(--orange)}details{display:none;margin-left:auto;position:relative}header details summary{cursor:pointer;font-weight:bold;border:2px solid var(--navy);padding:8px 12px;border-radius:8px;list-style:none}header details div{position:absolute;right:0;top:52px;background:#fff;width:225px;box-shadow:0 15px 40px #0003;padding:10px;border-radius:10px}header details nav{display:flex;flex-direction:column;margin:0;gap:0}.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--orange);color:#fff;min-height:56px;padding:14px 24px;border:2px solid var(--orange);border-radius:10px;font-weight:800;text-transform:uppercase;line-height:1.2;transition:.2s}.btn:hover{transform:translateY(-2px);background:#e84700}.btn.small{min-height:48px;padding:10px 17px;font-size:.82rem;white-space:nowrap}.btn.outline{color:var(--navy);border-color:var(--navy);background:transparent}.btn.outline:hover{background:var(--navy);color:#fff}.btn.light{color:#fff;border-color:#fff}.btn.full{width:100%}.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}.eyebrow{color:var(--orange);text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:800;margin-bottom:12px}.hero{min-height:590px;background:linear-gradient(90deg,#fff 45%,var(--pale) 45%);overflow:hidden}.hero-grid{min-height:590px;display:grid;grid-template-columns:46% 54%}.hero-copy{align-self:center;padding:60px 44px 60px 0}.hero-copy h1{color:var(--navy)}.lead{font-size:1.18rem;color:#263e51}.collage{display:grid;grid-template-columns:1fr 1fr;grid-template-rows:1fr 1fr;gap:5px;background:var(--navy)}.collage img{width:100%;height:100%;object-fit:cover}.trust{background:var(--navy);color:#fff}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-grid div{min-height:110px;padding:22px 20px;display:flex;flex-direction:column;justify-content:center;border-right:1px solid #ffffff40}.trust-grid span{color:#bdd0dc;font-size:.82rem}.section{padding:86px 0}.pale{background:var(--pale)}.dark{background:var(--deep);color:#fff}.dark .intro p{color:#bfd0dc}.intro{max-width:780px;margin-bottom:40px}.intro>p:last-child,.card p,.prose p{color:var(--slate)}.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.cards.three{grid-template-columns:repeat(3,1fr)}.card{padding:30px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:0 12px 35px #041c300d}.card.top{border-top:5px solid var(--orange);padding:40px}.card b{display:block;color:var(--orange);font-size:1.8rem;margin-bottom:16px}.card a,.text-link{color:var(--navy);font-weight:bold;border-bottom:2px solid var(--orange)}.split{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:70px}.feature{width:100%;height:410px;object-fit:cover;border-radius:18px;box-shadow:18px 18px 0 var(--navy)}.checks{padding:0;list-style:none}.checks li{padding:7px 0 7px 27px;position:relative}.checks li:before{content:"✓";position:absolute;left:0;color:var(--orange);font-weight:bold}.center{text-align:center;margin-top:35px}.gallery{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.gallery figure{margin:0;background:#0b3553;border-radius:10px;overflow:hidden}.gallery img{width:100%;height:160px;object-fit:cover}.gallery figcaption{padding:10px 12px;color:#cce0ec;font-size:.8rem}.inner-hero{background:linear-gradient(115deg,var(--deep),var(--navy));color:#fff;padding:80px 0;border-bottom:6px solid var(--orange)}.inner-hero .wrap>p:not(.eyebrow){max-width:760px;color:#c7d9e4;font-size:1.1rem}.prose{max-width:930px}.prose h2{margin-top:38px}.states{display:grid;grid-template-columns:repeat(6,1fr);gap:10px}.states a{display:flex;align-items:center;gap:10px;padding:13px;border:1px solid var(--line);border-radius:10px}.states strong{width:34px;color:var(--orange)}.states span{font-size:.85rem;font-weight:bold}.states a:hover{border-color:var(--orange)}.timeline{max-width:950px}.timeline article{display:grid;grid-template-columns:80px 1fr;gap:20px;padding:28px 0;border-bottom:1px solid var(--line)}.timeline article>b{color:var(--orange);font-size:2rem}.timeline h2{font-size:1.6rem}.faqs{max-width:900px}.faqs details{display:block;border-bottom:1px solid var(--line);padding:22px 0}.faqs summary{cursor:pointer;font-weight:bold;font-size:1.1rem}.faqs p{color:var(--slate);padding-top:16px}.contacts{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.contacts>a,.contacts>div{padding:35px;border-radius:16px;border:1px solid var(--line);display:flex;flex-direction:column}.contacts span{color:var(--orange);text-transform:uppercase;font-size:.75rem;font-weight:bold}.contacts strong{color:var(--navy);font-size:1.5rem}.quote-layout,.state-layout{display:grid;grid-template-columns:320px 1fr;gap:30px;align-items:start}.state-layout{grid-template-columns:1fr 350px}.quote-layout aside,.state-layout aside{background:var(--pale);border:1px solid #ccdae3;border-top:5px solid var(--orange);border-radius:14px;padding:30px}.form{min-height:1050px;border:1px solid var(--line);border-radius:15px;overflow:hidden}.clickup-embed{width:100%;height:1100px;border:0}.cta{background:var(--navy);color:#fff;padding:54px 0;border-top:5px solid var(--orange)}.cta-inner{display:flex;justify-content:space-between;align-items:center;gap:30px}.cta-inner h2{margin:0}.cta .actions{margin:0}footer{background:var(--deep);color:#ccdae4;padding:60px 0 25px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:70px}.footer-grid>div{display:flex;flex-direction:column;gap:8px}.footer-grid h3{color:#fff}.footer-brand strong,.footer-brand span{color:#fff}.copy{border-top:1px solid #ffffff26;margin-top:40px;padding-top:20px;font-size:.8rem}@media(max-width:980px){header nav,header>.wrap>.btn{display:none}header details{display:block}.hero-grid{grid-template-columns:1fr}.hero{background:#fff}.hero-copy{padding:55px 0 42px}.collage{min-height:470px}.trust-grid{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr}.states{grid-template-columns:repeat(4,1fr)}.gallery{grid-template-columns:repeat(3,1fr)}}@media(max-width:700px){.wrap{width:calc(100% - 28px)}.header-inner{min-height:74px}.brand{min-width:0}.brand strong{font-size:1rem}.hero-grid{min-height:0}.collage{min-height:340px}.collage img{min-height:165px}.actions{flex-direction:column}.btn{width:100%}.section{padding:60px 0}.cards,.cards.three{grid-template-columns:1fr}.trust-grid{grid-template-columns:1fr 1fr}.gallery{grid-template-columns:1fr 1fr}.gallery img{height:135px}.states{grid-template-columns:1fr 1fr}.cta-inner{flex-direction:column;align-items:stretch}.quote-layout,.state-layout{grid-template-columns:1fr}.contacts{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr;gap:35px}.feature{height:290px;box-shadow:10px 10px 0 var(--navy)}}
